ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,444,007, issued on Oct. 14.

"Computerized process to for example automate the home sale mortgage loan financing and settlement process and the home mortgage loan refinancing and settlement processes" was invented by Neil John Thomas (Silver Spring, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some embodiments, a comprehensive computer system and method (See FIGS. 1, 1a, 2) for automating and facilitating the performing and processing of tasks, information transfer, and information storage associated with the home sale (See FIG. 3a), mortgage origination (See FIG. 3b), and settlement process (See FIG. 3c), and the home mortgage refinancing origi...