ALEXANDRIA, Va., March 5 -- United States Patent no. 12,244,702, issued on March 4.

"Method for generating and authenticating three-dimensional dynamic OTP without password input" was invented by Jong-Seong Kim (Yongin-si, South Korea), Eun-Hee Lee (Seoul, South Korea) and Hyun-Min Kim (Yongin-si, South Korea).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed is a method for generating and authenticating a three-dimensional dynamic OTP that does not require input of a password. In the method, a user address received from a user terminal is converted into coordinate values in degrees, minutes, and seconds on latitude and longitude, and set as address coordinates from the coordinates in a unit of seconds...