ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,524,764, issued on Jan. 13.

"Systems and methods for targeted potential transaction delivery without using cookie data" was invented by Kevin Semo (San Diego).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method comprises storing, by one or more processors in memory, a database comprising a plurality of accounts; receiving potential transaction data corresponding to potential transactions; generating a potential transaction identifier for each of the potential transactions; selecting a subset of the potential transactions; presenting the selected subset of the potential transactions on a user interface; receiving a selection of a first potential trans...