India, June 21 -- Over the past few years, RuPay has picked up momentum as India's own homegrown card network, providing an indigenous option to international heavyweights like Visa and Mastercard. Owing to its lesser transaction fees, strong acceptance at ATMs and PoS terminals, and compatibility with UPI, RuPay credit cards have become a reliable choice for price-sensitive customers. For individuals who want to enjoy credit card benefits without having to pay annual charges, RuPay provides numerous options to consider. Below is a shortlisted list of the top RuPay zero annual fee credit cards that are suitable for beginners and savvy consumers who need affordability with functionality.

1. Punjab National Bank (PNB) RuPay Select Credit C...