Bengaluru, Aug. 29 -- The HDFC Regalia Gold Credit Card is one of the most desired premium credit cards in India with a great balance of reward, travel and lifetime benefits. There are, however, a number of competitive substitutes which pose a threat to its position. This paper analyses the HDFC Regalia Gold and its top three competitors: SBI Card PRIME, ICICI Bank Sapphiro, and Axis Bank SELECT.

HDFC Regalia Gold Credit Card: Features and Benefits Annual Fees and Charges: The card will have an initial and annual fee of rs 2500 plus GST. This renewal fee is not charged in the event of 4 lakh or above expenditure in a calendar year. Its foreign currency markup is 2%, making it competitive for international use. Reward Structure: Each rs 1...