Nigeria, April 23 -- In Nigeria, Next-of-Kin refers to a person designated to be contacted or act on your behalf in situations where you are unable to do so yourself, especially in emergencies, hospitalization, or in the event of death.

It is a legal and administrative concept used by banks, employers, hospitals, and government institutions.

Here's what Next-of-Kin means in Nigeria:

1. Point of Contact

The next-of-kin is the first person to be notified if something happens to you (accident, death, incapacitation).

2. Not Automatically a Beneficiary

Contrary to popular belief, your next-of-kin does not automatically inherit your property, money, or assets unless they are specifically named in a will or legal document. Without a will,...