Nigeria, March 26 -- Earning money in Nigeria without investment or initial capital requires leveraging skills, digital platforms, and creative strategies.

Here are some practical ways to do so:

1. Affiliate Marketing

How It Works: Promote products or services from companies like Jumia, Konga, or AliExpress using social media platforms like WhatsApp, Facebook, or Instagram.

Benefits: Earn commissions on each sale made through your referral link. Focusing on niche products can help maximize earnings.

2. Freelancing

How It Works: Offer services like writing, graphic design, or social media management on platforms like Upwork, Fiverr, or Findworka.

Benefits: Use your skills to earn money by completing clients' tasks locally and global...