Nigeria, Feb. 18 -- To effectively use AI tools for financial growth, consider the following strategies that leverage various applications and technologies designed to enhance financial management, investment strategies, and overall money management.

1. Budgeting and Expense Management

AI-powered budgeting apps like Mint and You Need a Budget (YNAB) streamline the budgeting process by automatically categorizing transactions and analyzing spending patterns. These tools help set realistic financial goals based on historical data, making managing daily expenses easier and saving for future objectives.

2. Investment Management

AI-driven robo-advisors such as Wealthfront and Betterment automate investment processes by assessing risk tolera...