Nigeria, Nov. 7 -- Microsoft has advised that artificial intelligence (AI) agents are not yet reliable enough to make financial decisions for users after tests showed they are prone to errors, manipulation, and poor judgement when handling purchases.

The findings were released following research carried out using Magentic Marketplace, a simulation developed by Microsoft in collaboration with Arizona State University. The platform was used to observe how AI agents behave when acting as customers and sellers in a digital marketplace.

Research Method The study involved 100 AI agents representing customers and 300 AI agents acting as businesses. Several leading AI models were tested, including GPT-4o, GPT-5, Gemini-2.5-Flash, and selected o...