Dhaka, Jan. 30 -- In the heart of a bustling metropolis in 2030, Toree, a young entrepreneur, starts her day with a simple voice command to her smart home assistant. "Hey AI, what's my financial outlook for today?" She instantly receives a comprehensive overview of her business and personal finances, complete with AI-driven recommendations for optimizing her cash flow. This seamless interaction exemplifies the new banking era - invisible, intelligent, and intimately integrated into every aspect of daily life.

The journey to this point has been nothing short of revolutionary. Over the past decade, traditional banks have undergone a profound transformation, reshaping themselves to meet the evolving demands of a digitally native society. Th...