Dhaka, June 21 -- Net sales of national savings certificates (NSCs) fell into negative territory during the first ten months of the current fiscal year (FY25), as higher repayments outpaced new investments-largely due to sustained inflationary pressures and shifting government borrowing strategies.
According to data from the Bangladesh Bank, net NSC sales stood at negative Tk 7,431 crore during the July-April period of FY25. This figure reflects the difference between total sales of Tk 55,991 crore and repayments amounting to Tk 63,423 crore.
Bankers and analysts attribute the decline to persistently high inflation, which has significantly reduced disposable incomes, discouraging small savers from reinvesting in savings tools. Data from t...