Dhaka, Sept. 26 -- Nearly 78 percent of all loans in Bangladesh are concentrated in just Dhaka and Chattogram, leaving the rest of the country's districts struggling for access to finance, according to a new Policy Research Institute (PRI) report.

The findings were presented on Thursday at a PRI event titled "Can Bangladesh develop without decentralising?" held at the organisation's conference room in the capital.

"Bangladesh is one of the most centralised countries in the world compared to its size," said PRI Director Ahmad Ahsan while presenting the keynote.

He noted that the country's over-centralisation is not only evident in financial flows but also in public service delivery and urban governance.

"About 78 percent of loans are iss...