Dhaka, March 13 -- The Bangladesh Bank has imposed restrictions on the amount banks can lend against their deposits. However, updated data from the central bank reveals that a total of 16 banks exceeded this limit when distributing loans in December.
Among these banks, 12 are publicly listed and are also grappling with a liquidity crisis following the departure of the previous government. The banking sector is currently facing significant financial challenges, with some institutions experiencing severe difficulties due to mismanagement and financial irregularities.
As per the central bank's regulations, the Advance Deposit Ratio (ADR) -also known as the loan-deposit ratio - is set at 87 per cent for conventional banks and 92 per cent for ...