Srinagar, May 21 -- Many people are losing their hard-earned money. Not to the markets alone, but to the people they trust to guide them.

I've seen cases where investors give full control of their finances to individuals who claim to be market experts. These so-called advisors promise big returns and use technical terms that sound impressive but mean little to everyday investors.

Often, they open trading accounts not in the investor's name, but in their own, leaving the real investor with no access or protection.

When profits come, they celebrate. But when losses hit, as they often do, these advisors blame the market and vanish. The investor is left with regrets and an empty balance sheet.

This pattern is not rare. It is slowly spread...