India, Jan. 1 -- Millions of people today have no formal pension or retirement benefits. In this video we explain how you can create your own pension and plan a secure retirement even without government or employer support.

The discussion covers long term savings smart investment choices and realistic retirement planning for workers freelancers and the self employed.

If you are worried about life after work and asking what happens if I have no pension this guide offers clear practical answers.

Published by HT Digital Content Services with permission from The Kashmir Observer....