Srinagar, May 26 -- That simple idea is beginning to take root in places like Kashmir, where families once saw education as the only path to success. Now, many are realizing that knowing how to earn, save and invest is just as powerful as earning a degree.

In towns like Anantnag and Baramulla, teenagers are freelancing online, helping out in family shops, or running small ventures from home. They aren't just chasing income. They're learning discipline. They're saving for emergencies. Some are even helping their parents plan for the future.

One 17-year-old, who earns from tutoring, said he sets aside a third of his money each month. "My father told me to always save something," he said. "So I do. I don't know what it'll be for, but I'll ...