Srinagar, March 26 -- Understanding Mutual Fund Categories

1. Gold Funds:

Gold mutual funds offer investors exposure to the performance of gold without the complexities of physical gold ownership. These funds invest in gold ETFs (Exchange Traded Funds) or directly in gold bullion. They are an effective hedge against inflation and currency fluctuations, providing a stable investment option in uncertain economic climates.

2. Debt Funds:

Debt funds invest in fixed-income securities like government bonds, corporate bonds, and other debt instruments. They are generally considered safer than equity funds and are suitable for conservative investors seeking steady returns. Debt funds can be particularly appealing in a rising interest rate env...