Srinagar, Feb. 11 -- It's crucial to understand that indices like theNiftyorSensexdon't rise every single year; market fluctuations are common, with some months or years showing declines. In bullish markets, it's easy to feel like a market expert as stocks steadily rise. However, the dynamics shift dramatically during bear markets, where strategies can often fail. Thus, prioritizing risk diversification, asset management, and strategic stock allocation is more important than merely trying to time the market.

Learning to distinguish between bullish and bearish trends is key to making informed investment decisions. Historically, investors likeWarren Buffetthave achieved significant success, but even for him, returns have typically maxed ou...