Srinagar, Feb. 14 -- Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PM-JAY),commonly known as the Golden Card scheme, was launched around December 2018 in Jammu & Kashmir. This is a medical insurance scheme meant to benefit only the poor population living under the Below Poverty Line (BPL). By the end of 2020, this scheme was renamed theAB-PM-JAY SEHAT scheme, and its benefits were extended to all 20 lakh families living in J&K. The scheme was formally launched by Prime Minister Modi on December 26, 2020.

What is this scheme all about?

The main focus ofAyushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY)- SEHAT scheme is protection from catastrophic health expenditures. According to the State Health Agency (SHA), this scheme i...