Dhaka, March 23 -- Everything about people's lifestyle - how they live, how they work, how they communicate, and how they pay - has changed over the last few years

What has been a game changer for them is all the comforts that they enjoy in availing of financial services.

It is the evolution of mobile financial services (MFS), and its robust growth - propelled mainly by Nagad, an arm of the Bangladesh Postal Department - that revolutionised the way people use financial services.

From mobile top-ups to money transfers to payments of utility bills to insurance premiums to microcredit instalments to shopping, all are now a matter of a click on smartphones. People no longer have to go to service points or banks and wait a long time in queu...