Dhaka, Jan. 21 -- Banks in Bangladesh see returns on their assets go sagging largely for trade contraction and lending-interest cap among other dampers, putting them in an uncomfortable situation, leading bankers say.

They say core health indicators of the banks, especially net interest margin (NIM), continue to deteriorate.

Two other major indicators, namely return on assets (ROA), and return on equity (ROE), also sustained constant fall in nine years to 2021.

Although the ROA and ROE saw a slide turnaround during January-June period of 2022, the downtrends, according to banking sources, still prevail.

They attributed such rebound for a very short period of time until June, 2022 to factors like rise in overall import and surge in dol...