Dhaka, Jan. 17 -- Commercial banks have started pursuing their fresh deposit-alluring strategy as the newly monetary policy is changing the equations in the country's banking system for uncapping interest.

In the monetary policy statement or MPS unveiled Sunday Bangladesh Bank (BB), the country's central bank, removed the deposit floor rate cap and increased banks' lending-rate ceiling on consumer credits up to 3.0-percentage points to 12 per cent.

The minimum deposit rate was the average of three months' inflation rate, and the consumer credit refers to personal loan, and loan on car, real estate, education etc.

Under such circumstances, bankers think, banks having liquidity shortfall would go for offering higher rates to grow deposit...