Bangladesh, Dec. 25 -- Many policymakers and bankers may not be aware how online CRM (Credit Risk Management) portal works. This is an integrated computer application where multiple departments have access under separate windows. When borrower is selected for financing, concerned relationship manager/branch officer will prepare e-credit presentation using this system where in-depth analysis will be carried out. This is basically the same credit presentation which is manually used by banks, and then electronically developed and uploaded in the system. E-credit proposal when prepared will be electronically reviewed by all responsible officers/managers who if satisfied, will sign off electronically. As soon as viewing and signing off is comple...