Singapore, Dec. 8 -- American finance executive Chris Brankin started thinking of retirement right out of college, and he began saving at that young age.

He was inspired by what he learnt while pursuing a bachelor's degree in finance at the University of Kentucky.

His education made him want to start preparing early so he could be comfortable when he eventually retired: "I started saving 6 per cent of my salary in my 401k (US pension account) and I have increased that every year till today."

He also started investing and his first move was to buy stock in IBM.

Mr Brankin, 46, is the chief executive of retail brokerage TD Ameritrade Singapore, which helps customers develop their own investment strategies and deploy these techniques t...