Nigeria, March 27 -- The National Pension Commission (PenCom) on Wednesday disclosed that only 11 states across Nigeria have fully implemented the Contributory Pension Scheme (CPS), warning that continued delays by others risk exacerbating long-term pension liabilities and placing unsustainable financial burdens on future administrations.

In a statement Wednesday, the commission expressed concern over the sluggish adoption of the scheme by most subnational governments, despite its clear provisions under the Pension Reform Act (PRA) 2014.

The Act mandates that all public sector employees-including those in the Federal Capital Territory, states, and local governments-be enrolled under the CPS.

However, under Nigeria's federal structure, ...