India, Dec. 9 -- Rethinking the race in banking

For nearly a decade, the financial industry has been obsessed with the wrong race. Banks have focused on who can deploy the smartest models, the fastest algorithms, or the most advanced AI platforms. Yet the real transformation underway is not about faster predictions or more complex math. It is about making better decisions.

The competitive frontier is shifting. Success is no longer determined by model accuracy alone. Predictions only hold value when paired with context and alerts only matter when they contribute to decisions that are consistent, defensible and trusted. In banking today, AI is no longer a race for speed-it is a race to prevent breakdowns before they occur.

The limits of ...