New Delhi, March 1 -- For years, Indian farmers have struggled with inadequate credit access, inefficient procurement systems, and bureaucratic delays in government support. The Kisan Credit Card (KCC), introduced in 1998 under Union Agriculture Minister Sompal Shastri, was a pioneering initiative, however, in today's fast-evolving financial ecosystem, the KCC must evolve into a multi-purpose tool integrating procurement, production planning, and financial empowerment.

Under the leadership of Prime Minister Narendra Modi and Home Minister Amit Shah, India is undergoing a transformation in rural finance through cooperative reforms, digitalisation, and advanced technology like blockchain. KCC is no longer just a borrowing mechanism-it is b...