India, Feb. 19 -- With medical costs rising and post-pandemic health awareness growing in India, affordable health insurance can protect your savings from hefty hospital bills. In India, most basic health insurance plans now cover day-care procedures lasting less than 24 hours.

The lowest-cost options for health insurance, which are generally basic plans, provide essential hospitalisation coverage, a modest sum insured, and minimum add-ons. These plans are built to minimise premium cost while providing the minimum level of required healthcare coverage, such as inpatient care, pre-and-post-hospital care, and some day-care treatments.

For people without medical conditions or a history of illness, this is the most affordable way to purchas...