Mumbai, Dec. 8 -- SBI Chairman C S Setty said the bank's mortgage loan portfolio crossed Rs 9 lakh crore last month and expressed optimism that the momentum in the RAM segment will drive 14 per cent overall credit growth during the current fiscal year.

Retail, Agriculture and MSME (RAM) segment, which is 67 per cent of the total loan portfolio, has also crossed INR 25 lakh crore milestone in September. With the improvement in economic growth, SBI upped its credit growth target from earlier 12 per cent to 14 per cent for the ongoing financial year.

"We increased guidance on credit growth. We have revised it from 12 per cent to 14 per cent. We see a robust credit growth, particularly from the RAM segment, MSME is almost growing at 17-18 p...