India, Dec. 1 -- India's motor cover is being reshaped in 2025, and these updates affect how policies are bought, priced, and serviced. Many buyers now compare car insurance online before renewal, making it vital to understand what has changed and how it could influence day-to-day choices at renewal.

In this article, you will explore the key IRDAI updates shaping motor insurance in 2025, what to check during purchase or renewal, and practical steps to stay compliant and well-protected.

IRDAI's master circular for general insurance set out clearer rules on claims handling, cancellations, disclosures and product flexibility. The circular also ties recent reforms together after older tariffs and wordings were de-notified, aiming for simple...