Bhubaneswar, April 22 -- Credit card is one of the most important financial tools at present. Over last few years, the number of users availing the facility has gone up considerably across the globe.

While getting your card may be a fascinating experience at the beginning, however, if you don't use the plastic card wisely, it can turn out to be unconstructive debt and can wreak havoc on your finances. So using it the right way not only helps you stay out of debt but also enhances your credit score.

Here are some of the key things you should avoid at any cost while using credit card.

Paying late

Don't ever fall behind your due payment date for credit card as it may seriously impact your credit score if you continue this habit. If payment...