Guwahati, April 24 -- Your car insurance renewal notice arrives, and unexpectedly, the premium is higher than the previous year. You haven't made any claims, and your driving record remains clean. So, what's the reason behind the increase?

Almost every vehicle owner asks: Why does my car insurance renewal online cost keep increasing even if I haven't done anything wrong? While it might seem unfair, there are several practical and market-driven reasons behind this recurring hike.

Let's understand the forces at play and what you can do to reduce your premium while still getting the coverage you need.

The Reality of Rising Insurance Costs

Just like fuel prices and groceries, the cost of car insurance doesn't stay static. It's affected by...