INDIA, Dec. 9 -- While looking for a secure future, considering different plans becomes necessary. Money-back policies & term plans are the two most popular options, each having its own pros & cons. The choice depends on the priorities of an individual, & as both plans include an insurance component, they will need more study to make an informed decision. If an individual needs a pure protection plan at an affordable cost, opt for a term plan. But, if you want to avail the benefits of both insurance & investment, a money-back policy will best suit you. Also, consider your financial objectives, risk tolerance level, & investment horizon before making a decision. In case of any difficulty, consult a financial advisor who will help you deter...