Mumbai, April 20 -- Did you know that you may live beyond the age of 90 years? With higher life expectancy, the way we looked at retirement at 60 years will also need to change. The life expectancy at birth in 1969 was 47 years, which went up to 60 years in 1994 and 69 years in 2019 in India, according to a recent UN report. According to Paul Smith, president and chief executive officer, CFA Institute, in the West, children born today will have a life expectancy of 110 years. Longer lives mean you also need to have the financial capability to survive during old age. We spoke to Smith during his India visit to understand how prepared you are for your retirement. Edited excerpts:...