New Delhi, April 20 -- A savings account is one of the basic financial products that everyone must have. All the major banks including State Bank of India (SBI), Bank Of Baroda (BoB), Kotak Mahindra Bank, HDFC and ICICI Bank offer their customers several variations of savings accounts. These are just basic savings accounts where you can leave your money and earn an interest in the range of 3.5-6%, depending on the amount and the bank. The interest amount then gets credited to the customer on a quarterly basis, according to Reserve Bank of India (RBI) rules....