Mumbai, April 20 -- While looking at mutual fund investment options, you might think that it is an easier bet to just pick a well performing sector that has delivered double-digit returns. According to data by Value Research, the technology sector delivered an average returns of 19.55% in the last year. However, one year returns may not be enough to place your bets in funds which take a highly concentrated approach towards their portfolio. Are sector funds a one-size fits all category? And how different are they from thematic funds? Here we decode it for you....