New Delhi, Nov. 22 -- Even if you have health insurance, it might not be enough!

In multiple cases, people have to pay from their pockets to clear hospital bills as they exceed the base amount of their health insurance plan. However, a simple way to avoid this is buying a top-up plan along with your basic health plan. Incase you exceed the base amount of your health plan you can claim the rest from the top-up.

There are two kinds of top-up plans

Top-up plan: A top-up plan works on a per claim basis. That is, you can claim from the top-up plan only after you have exhausted the base amount of your health insurance during a particular claim.

Super top-up plan: Now for super to-up plan, there is no threshold limit for a particular claim; ...