New Delhi, June 2 -- Covid-19 has caused damage across sectors in the country, resulting in mass layoffs and pay cuts. The grim economic outlook and financial uncertainty has hit the money life of salaried individuals and professionals significantly. According to a survey conducted by IndiaLends, a digital lending platform, 82% of the respondents said they are struggling to make ends meet.

About 5,000 respondents were involved in the nationwide survey.

Dipika Jaikishan, co-founder and chief operating officer of Basis, a content-driven financial services platform, said before the lockdown, most people ill-accounted their lifestyle expenses and spent frivolously on entertainment, consumables and lived on rolling credit.

Jaikishan knows o...