KUALA LUMPUR, Feb. 13 -- Is this your first time buying medical insurance? Or are you thinking of switching to another plan?

How do you choose a medical insurance plan that is "just right", both for your budget and to protect you from financial shocks from unexpected medical bills in the future?

Can it be as simple as "ABC"?

Here are some quick tips, based on the government-backed Financial Education Network's (FEN) guide to buying medical insurance, also known as the "Medical and Health Insurance/Takaful (MHIT) Made Simple" guide:

Here are the 'ABCs':

It's all about asking the right questions, and shopping around to get the most suitable medical insurance for you.

1.But first up, what kind of medical insurance can you buy?

You mig...