KUALA LUMPUR, Aug. 12 -- Have you ever received text alerts about suspicious credit card transactions that you knew you never made, maybe for some Facebook ads or some overseas purchases (perhaps even while you were asleep)?

Or seen these payments in your credit card's transaction history?

Or perhaps were you unable to pay with your credit card, even though you were still within your spending limit? Only to find out that your bank had proactively blocked your card after it detected suspicious transactions?

This means you may have been a victim of credit card fraud, where fraudsters used your credit card to make transactions without your approval.

Don't panic.

Here's a step-by-step guide for bank customers who face credit card fraud, ...