KUALA LUMPUR, Jan. 13 -- As millions of Malaysians grapple with their New Year's financial resolutions, digital wealth management platform Versa is highlighting a system-based approach to saving, arguing that automation is more effective than sheer willpower.

The call comes as data suggests most resolutions are abandoned early in the year.

"Quitter's Day," the second Friday of January, is often cited as the point where momentum stalls for over 80 per cent of people who set New Year's goals.

According to Versa CEO and Founder Teoh Wei-Xiang, the primary reason financial resolutions fail is "decision fatigue."

In a climate where 47 per cent of Malaysians report living pay cheque to pay cheque, the monthly conscious choice to save money ...