Kuala Lampur, Nov. 24 -- Malaysia talks a lot about the rising cost of medical insurance, but far less about those who can't even get covered in the first place.

This is especially concerning given that Malaysia's gig economy surpasses three million workers in 2024.

Millions of Malaysians live one diagnosis, one job change, or one rejected application away from financial ruin.

The uninsured and the underinsured are not a footnote in our healthcare system. They are the majority; they're the centre of a growing crisis.

We often talk about affordability. But less about exclusion, the quiet, systemic filtering-out of people who don't fit the neat, profitable profile: Pre-existing conditions; Irregular income; High-risk occupations; Older ...