Hong Kong, Nov. 14 -- My interview with Devita Saraf is off to an interesting start. We have connected over a call, a couple of days after she has made it to the 'IIFL Wealth Hurun India 40 & Under Self-Made Rich List of 2020'. She is the only woman on the list, and I say that I'd like to talk about how she balances style with substance. "I think of it more as 'blend', not 'balance'," says Saraf. "Balance feels harder, blend is more effortless."

This is only the beginning of a conversation that is peppered with plenty such interesting observations. But then, Saraf, 37, is an interesting entrepreneur. The CEO of VU Technologies, which she founded in 2006 at the age of 24, is known for doing things differently. One of the few women in Indi...