New Delhi, Dec. 23 -- New Delhi, Dec 23 (KNN)Union Bank of India has reduced interest rates on select retail loan products, including home, vehicle and personal loans, with effect fr0m 18 December 2025.

The move follows recent monetary easing and is aimed at improving affordability for retail borrowers.

Under the revised structure, home loan interest rates have been lowered by 30 basis points to start at 7.15 per cent per annum, compared to the earlier 7.45 per cent.

Vehicle loan rates have been reduced by 40 basis points to begin at 7.50 per cent per annum, down fr0m 7.90 per cent.

Personal loan rates have seen a sharper cut of 160 basis points, with rates now starting at 8.75 per cent per annum, compared to the earlier 10.35 per cen...