New Delhi, Feb. 17 -- The Reserve Bank of India (RBI)'s decision to hold on repo rate signals the central bank's preference to allow earlier rate reductions to fully transmit across the financial system before considering further policy action, as per a Small Industries Development Bank of India (SIDBI) article titled 'Smarter Borrowing for MSMEs: Fixed or Floating Rates in 2026?'.

The SIDBI article examines the evolving monetary environment and its implications for micro, small and medium enterprises (MSMEs). Repo Rate Kept Unchanged After Easing Cycle Referring to the February 2026 meeting of the Monetary Policy Committee (MPC) of the RBI, the SIDBI article noted that the pause on policy repo rate follows a cumulative 125 basis points ...