New Delhi, Dec. 9 -- The Government has intensified its crackdown on unauthorised and dubious digital loan Apps, while strengthening oversight in coordination with the Reserve Bank of India (RBI) and other regulatory bodies.

Union Finance Minister Nirmala Sitharaman in a written reply to a question in Lok Sabha on Monday said that the Government is working with major tech platforms to contain fraudulent loan apps.

RBI Introduces Verified Directory of Digital Lending Apps

A central measure in the enforcement drive is the RBI's Digital Lending Apps (DLAs) Directory, operational on the central bank's website from 1 July 2025.

The directory lists all apps deployed by RBI-regulated entities, enabling users to verify whether a lending platf...