RESERVE BANK OF INDIA (NON-BANKING FINANCIAL COMPANIES - CREDIT RISK MANAGEMENT) - AMENDMENT DIRECTIONS, 2026CATEGORY OF NBFCSMATERIALITY THRESHOLDUPPER LAYER AND TOP LAYER₹10 CROREMIDDLE LAYER₹5 CROREBASE LAYER₹1 CRORE

MUMBAI, India, Jan. 5 -- Reserve Bank of India issued the following notification:

RBI/2025-26/179

DOR.CRE.REC.380/07-02-008/2025-26

January 05, 2026

Reserve Bank of India (Non-Banking Financial Companies - Credit Risk Management) - Amendment Directions, 2026

Please refer to Reserve Bank of India (Non-Banking Financial Companies - Credit Risk Management) Directions, 2025 (hereinafter referred to as 'the Directions').

2. On a review, in exercise of the powers conferred by the 45JA, 45L and 45M of the Reserve Bank of India Act, 1934; Sections 30A and 32 of the National Housing Bank Act, 1987 and Section 6 of the Factoring Regulation Act, 2011 and all other provisions / laws enabling the Reserve Bank of India (hereinafter called the Reser...