Intellectual Property India Publishes Patent Application for 'Systems And Methods Of Secure Merchant Payment Over Messaging Platform Using A Contactless Card' Filed by Capital One Services Llc

MUMBAI, India, Nov. 7 -- Intellectual Property India has published a patent application (202517094665 A) filed by Capital One Services Llc, McLean, U.S.A., on Oct. 1, for 'systems and methods of secure merchant payment over messaging platform using a contactless card.'

Inventor(s) include Osborn, Kevin; Rule, Jeffrey; and Ilincic, Rajko.

The application for the patent was published on Nov. 7, under issue no. 45/2025.

According to the abstract released by the Intellectual Property India: "A method is provided including: receiving, by a server from a user device, a cryptogram of a contactless card, wherein the user device receives a payment request message from a merchant device, and the user device receives the cryptogram from a contactle...