MUMBAI, India, Oct. 11 -- Intellectual Property India has published a patent application (202441007882 A) filed by Manish Agarwal, Bangalore, Karnataka, on April 5, 2024, for 'system and method for processing digital transactions.'
Inventor(s) include Manish Agarwal.
The application for the patent was published on Oct. 10, under issue no. 41/2025.
According to the abstract released by the Intellectual Property India: "The present invention discloses a method for processing digital transactions. A secure communication mechanism is established between a merchant and its financial institution using cryptographic keys. The merchant application authenticates the payment sender, generates token based on various parameters, and encrypts it. Thi...