Intellectual Property India Publishes Patent Application for 'System And Method For Predicting Credit Card Payment Default Using Machine Learning-Based Data Processing' Filed by Symbiosis International

MUMBAI, India, Jan. 9 -- Intellectual Property India has published a patent application (202521130706 A) filed by Symbiosis International, Pune, Maharashtra, on Dec. 23, 2025, for 'system and method for predicting credit card payment default using machine learning-based data processing.'

Inventor(s) include Bhupesh Kumar Dewangan; and Aryesh Jirafe.

The application for the patent was published on Jan. 9, under issue no. 02/2026.

According to the abstract released by the Intellectual Property India: "A computer-implemented system for predicting credit card payment default using machine learning is disclosed. The system comprises a processor and memory, a data collection module acquiring demographic and financial client data over a network...